The characters listed below are for the DM
to use in encounters with PCs in Waterdeep,
not as PCa. This is by no
means a complete list of important personages
of the City, but merely some beings
useful as tutors, sources of information,
potential adversaries, and ?local color? for
PCs exploring Waterdeep. NPCs dealt with
elsewhere in this book have not been
repeated here.

In the entries that follow, the pronunciation
of each character?s name is noted, and
the ward(s) of the City each is most often
found in is given. Ability scores of 16 or
greater are included; others may be determined
as a DM sees fit.