NPCs should be more than a string of numbers, especially
in regards to how and why they react to PCs. What
follows is a basic format for rounding out the NPCs in your villages or
dungeons.

Table 1

1.	Fears, afraid of
2.	Loves
3.	Dislikes
4.	Likes
5.	Hates
6.	Roll 1 love and 1 hate

If desired, simply decide NPC’s general nature. If strong, use love,
hate, if mild nature, use like, dislike, and roll for each on table 2. Then
roll a 6 sided die again. If a 1 is rolled, the character also has a phobia to
be rolled on table 2. Once likes, dislikes, fears, etc. are rolled on table 1,
consult table 2 for the specific nature. Reroll any contradictory characteristics.

Table 2: Use percentage dice (2d10)

01-02	Dwarves
03-04	Elves
05-06	Hobbits
07-09	Clerics/religion
10-13	Magic Users/magic
14-16	Illusionists
17-18	Assassins
19-22	Thieves
23-25	Druids
26-28	Bards/the Arts
29-31	Monks
32-33	Paladins
34-35	Gems
36-37	Jewels
38-39	Gold
40-41	Work
42-43	Ruler
44-45	Alcohol
-	-
48-49	Men
50-51	Beautiful Women
52-53	Ugly Females
54-55	Children
56-57	Strangers
58-60	Fighting men
61-62	Rangers
63-64	Barbarians
65-66	Amazons
67-68	Pets
69-70	Insects
71-72	Reptiles
73-74	Lawful Characters
75-76	Neutral Characters
77-78	-
79-80	Sailors, soldiers
81-82	Silver
83-84	Plants/plant life
85-86	Gossip/rumors
87-88	Education/knowledge
89-90	Higher levels
91-92	Slavery
93-94	Mixed races (1/2 elves, 1/2 orcs, etc.)
95-96	Water
97-98	Users of magic items
99	Pick any one
00	Everything/everybody

Examples of tables usage:

Option 1:
Salbeluut, owner of an Inn, receives a roll of 2 on table 1, we consult
table 2, where on he rolls a 21.  He loves thieves.  Expanding on this we
decide that his inn will become a drop for the thieves guild.  Allowing a
safe haven and a "fence" for footpads and their gains.

Option 2:
Aphfoy, another Inn owner, is given a mild nature (likes, dislikes). He
rolls a 36 for likes (jewels), and a 40 for dislikes (work). His roll for fears
is a 1 indicating he has some fears, phobia. A roll of 70 indicates he fears
insects. So a party of adventurers arrives at Aphfoy’s Inn, and they need
an additional member of the party. Using tales of fabulous jewels found
in a nearby dungeon, it is easy to get Aphfoy to close the inn (all work
and no play . . .) and join the party. But if the party encounters any
insects in the dungeon they better not count on Aphfoy sticking around.